Banks have been getting a bad rap. They’ve also (happily) been having a lot of their ability to charge excessive fees taken from them.

At least one is looking for new opportunities by getting into e-commerce. Not by opening an eBay Store, but rather, by helping other people open online stores. Chase Bank has launched an Instant Storefront Solution, and I write about it on ECommerceBytes. If you’re looking for a merchant account that enables you to accept credit cards, this is a good way to get it. It’s based on the popular Miva merchant platform. BTW, check out the killer graphic by David Steiner that accompanies this article: “Just Add Inventory”!

Maxine Durkee, owner of the Heavy Weight Collections online store, says Chase Instant Storefront gives her site’s shopping experience a sense of security.

“Our banker was visiting our retail store during our beginning months and he mentioned that they had developed a relationship with Miva Merchant and I should take a look,” she told me. “When I checked them out, I saw that I would have lots of freedom with design and a basic starting point had already been developed if needed. They gave you a choice of a free template upon signing up and didn’t lock me into some long contract if I decided the solution wasn’t what I needed. We already had a design idea so I selected a template that was close to what we wanted to start with and we gave it a try.”

As you might expect, there are fees associated with opening a Chase storefront. The $100 setup fee is sometimes waived during promotions. And there’s a $39.95 fee for hosting. Then there are transaction fees. Sounds like Chase Bank, all right!

You may also have seen commercials for Chase offering a QuickPay product in which one person can transfer money to another person. To my surprise, there’s no fee being charged for this. It also sounds a little like the InspirePay service I wrote about recently, in which artists can get paid for their work by people who want to pay them online. InspirePayj, though, lets you set up a “Pay Me” or similar button on your website, so it’s not quite the same thing.

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